UPI QR Code Generator for India

Generate UPI payment QR codes for accepting payments in India via Google Pay, PhonePe, Paytm, BHIM, and all UPI-enabled banking apps. Create professional merchant QR codes with custom amounts, business names, and transaction notes - completely free with no transaction fees.

UPI (Unified Payments Interface) is India's revolutionary instant payment system with over 500 million users. UPI QR codes are essential for businesses, freelancers, street vendors, restaurants, and anyone accepting digital payments in India. Receive payments instantly to your bank account with zero merchant fees.

Our UPI QR generator creates standard NPCI-compliant QR codes that work across all UPI apps. Display them at your shop counter, on invoices, in delivery packages, on business cards, or anywhere customers need to pay. Customers simply scan, verify, and pay within seconds.

UPI QR Code Best Practices

✅ Verify Your UPI ID

Before generating, test your UPI ID by sending yourself a small payment. Ensure it's active and linked to the correct bank account. Incorrect UPI IDs will cause payment failures.

✅ Include Business Name

Add your business or merchant name in the QR code. This appears to customers during payment and builds trust. Use your registered business name for consistency and professionalism.

✅ Display QR Codes Prominently

Place UPI QR codes at checkout counters, on table tents, near entrances, or on payment instruction cards. Ensure good lighting and print quality for reliable scanning. Minimum 3x3 inches (7.5x7.5cm) for counter display.

✅ Protect from Damage

Laminate printed QR codes to protect from spills, weather, and wear. Replace damaged or faded QR codes immediately. For outdoor use, use weatherproof materials and protective covers.

✅ Monitor Transactions

Check your UPI app regularly for incoming payments. Enable transaction notifications. Reconcile payments daily, especially for high-volume businesses. Keep records for accounting and tax purposes.

✅ Educate Staff

Train employees to guide customers on UPI payment process. Have backup QR codes available. Know your daily transaction limits and what to do if limits are reached.

UPI QR Code Format Explained

UPI QR codes follow the NPCI (National Payments Corporation of India) standard format. The QR code contains:

  • • UPI ID/VPA: Your virtual payment address (e.g., merchant@paytm, 9876543210@ybl)
  • • Merchant Name: Business or personal name displayed during payment
  • • Transaction Note: Optional reference or description
  • • Amount: Optional fixed amount or customer-editable
  • • Merchant Category Code: Business category classification

All fields are encoded in a standardized format ensuring compatibility across all UPI apps in India's digital payment ecosystem.

Frequently Asked Questions

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